Builder & Carpenter Insurance

Public liability and tools cover for building and carpentry work. Meet the $10m or $20m a contract or principal asks for.

What it covers

Public liability up to $20m, tools cover, certificate of currency fast.

Public Liability

Cover for injury or property damage caused by your work.

High Cover Levels

$10m or $20m to win contracts and meet site access.

Tools of Trade

Protection for your tools against theft and damage.

Not Building Insurance

This covers you, the tradesperson, not the structure or home warranty.

how it works

Tell Us What You Need

Answer a few quick questions about your business situation. No jargon, just the basics.

Get Expert Advice

Our licensed advisors review your info and recommend tailored insurance solutions,explained in plain English

Choose Your Cover

Review your options, ask questions, and select the plan that fits. Once you’re happy, we’ll handle the paperwork and get you covered.

Why Business Owners Choose Cover Quest

More than just insurance, it’s expert protection built around your business.

Trusted by Small Businesses Nationwide
We match cover to how and where you work.
Fast, Hassle & Free Quotes

Quick, no-fuss process, no jargon, no stress.

Local Experts, Real Support
Real advice from licensed Aussie advisors.
Affordable & Flexible Plans
Only pay for what you need. Adjust or scale anytime.

Who it is for

Built for builders and carpenters who need cover to win contracts.

Self-Employed Builders

The cover clients and principals expect.

Trades on Commercial Sites

$10m or $20m to meet contract requirements.

Tools on Every Job

Protection for your gear against theft and damage.

Certificate of Currency

Proof of cover, fast, so you can start.

Why Clients Trust Us

Cover Quest made getting insurance easy and stress-free. Highly recommended!

Jack Williams

Business Owner

Their team really helped me understand what I needed without overselling.

Terri Davies

Freelancer

Got the perfect business cover without the stress.

Mark Stevens

Small Business Owner

Income protection payments kept me afloat during recovery.

Sarah Mitchell

Freelance Copywriter

Now my family’s future feels secure

James O’Connor

Electrician & Dad of Two

Frequently Asked Questions

Builder insurance protects you, the tradesperson, against claims from your work, mainly public liability and tools. Building insurance covers a physical structure. This is cover for builders and carpenters, not for a building.

Many builders are asked for $10m or $20m by principal contractors, councils or clients. We match your cover level to what the contract requires.

Yes. Tools of trade cover protects your equipment against theft and damage, common on building sites.

No. Home warranty or domestic building insurance is a separate, statutory product. This is public liability and tools cover for the builder.

It depends on your trade, turnover and cover level. A free, no-obligation quote gives you an accurate figure quickly.

1,500+

Australians Protected

From sole traders to growing families
we’ve helped thousands find the right cover.