Consultant & Contractor Insurance

Professional indemnity and public liability for consultants, contractors and freelancers. Get the cover your contract asks for.

What it covers

Professional indemnity and public liability to meet contract requirements.

Professional Indemnity

Cover for claims about your advice, services or work.

Public Liability

Cover for injury or damage when working on client sites.

Both Together

Arrange both covers in one quote when your contract needs them.

Contract-Ready

The cover clients commonly require before they engage you.

how it works

Tell Us What You Need

Answer a few quick questions about your business situation. No jargon, just the basics.

Get Expert Advice

Our licensed advisors review your info and recommend tailored insurance solutions,explained in plain English

Choose Your Cover

Review your options, ask questions, and select the plan that fits. Once you’re happy, we’ll handle the paperwork and get you covered.

Why Business Owners Choose Cover Quest

More than just insurance, it’s expert protection built around your business.

Trusted by Small Businesses Nationwide
We match cover to how and where you work.
Fast, Hassle & Free Quotes

Quick, no-fuss process, no jargon, no stress.

Local Experts, Real Support
Real advice from licensed Aussie advisors.
Affordable & Flexible Plans
Only pay for what you need. Adjust or scale anytime.

Who it is for

Built for independent professionals who advise clients and work on their sites.

Independent Consultants

Cover for the advice clients rely on.

IT & Management Contractors

Protection for the work you deliver.

Freelancers & Self-Employed

The cover contracts commonly require.

When a Contract Asks for Both

Professional indemnity and public liability together.

Why Clients Trust Us

Cover Quest made getting insurance easy and stress-free. Highly recommended!

Jack Williams

Business Owner

Their team really helped me understand what I needed without overselling.

Terri Davies

Freelancer

Got the perfect business cover without the stress.

Mark Stevens

Small Business Owner

Income protection payments kept me afloat during recovery.

Sarah Mitchell

Freelance Copywriter

Now my family’s future feels secure

James O’Connor

Electrician & Dad of Two

Frequently Asked Questions

Usually professional indemnity for claims about your advice or work, and public liability for working on client sites. Many contracts require both.

Clients want protection if your advice causes a loss or you cause injury or damage on-site. Proof of cover is often a condition of being engaged.

Yes. We can arrange professional indemnity and public liability together, so you meet contract requirements with one quote.

Often cyber cover as well, since they handle client data. Our advisors will flag what suits your work.

It depends on your profession, turnover and cover levels. A free, no-obligation quote gives you an accurate figure.

1,500+

Australians Protected

From sole traders to growing families
we’ve helped thousands find the right cover.