Retail & Shop Insurance

Cover for your shop: public liability, your stock and contents, and the products you sell, in one package.

What it covers

Public liability, contents, stock and product liability in one package.

Public Liability

Cover for customers injured in your store.

Contents & Stock

Protection for your fit-out, equipment and stock.

Product Liability

Cover for the goods you sell if they cause harm.

Built for Shopfronts

For bricks-and-mortar stores.

how it works

Tell Us What You Need

Answer a few quick questions about your business situation. No jargon, just the basics.

Get Expert Advice

Our licensed advisors review your info and recommend tailored insurance solutions,explained in plain English

Choose Your Cover

Review your options, ask questions, and select the plan that fits. Once you’re happy, we’ll handle the paperwork and get you covered.

Why Business Owners Choose Cover Quest

More than just insurance, it’s expert protection built around your business.

Trusted by Small Businesses Nationwide
We match cover to how and where you work.
Fast, Hassle & Free Quotes

Quick, no-fuss process, no jargon, no stress.

Local Experts, Real Support
Real advice from licensed Aussie advisors.
Affordable & Flexible Plans
Only pay for what you need. Adjust or scale anytime.

Who it is for

Built for bricks-and-mortar retailers and shopkeepers.

Shops & Boutiques

Cover for customers, stock and fit-out.

Storefront Retailers

Protection wherever the public walks in.

Businesses Holding Stock

Cover for the goods you hold and sell.

Sellers of Goods

Product liability for what you sell in-store.

Why Clients Trust Us

Cover Quest made getting insurance easy and stress-free. Highly recommended!

Jack Williams

Business Owner

Their team really helped me understand what I needed without overselling.

Terri Davies

Freelancer

Got the perfect business cover without the stress.

Mark Stevens

Small Business Owner

Income protection payments kept me afloat during recovery.

Sarah Mitchell

Freelance Copywriter

Now my family’s future feels secure

James O’Connor

Electrician & Dad of Two

Frequently Asked Questions

Most shops need a package: public liability for customers, contents and stock cover for the premises, and product liability for the goods they sell. We bring these together in one quote.

Yes, contents and stock cover protects your goods and fit-out against events like theft, fire and damage.

Product liability covers you if a product you sell causes injury or damage to a customer.

If you sell online, our eCommerce page is the better fit, the risks and cover are different. This page is for bricks-and-mortar shops.

It depends on your size, stock and turnover. A free, no-obligation quote gives you an accurate figure.

1,500+

Australians Protected

From sole traders to growing families
we’ve helped thousands find the right cover.