Professional Indemnity Insurance for Australian Businesses

Protects your advice, designs and services against claims of negligence or error.

What it covers

Professional indemnity insurance protects your business if a client claims your advice, service or work caused them a financial loss. It covers the compensation and the cost of defending the claim.

Professional Negligence

Claims your service fell short.

Incorrect or Misleading Advice

Protection if your advice is challenged.

Mistakes in Your Work

Errors in your work, designs or documents.

Legal Defence Costs

The cost of defending a claim, covered.

how it works

Tell Us What You Need

Answer a few quick questions about your business situation. No jargon, just the basics.

Get Expert Advice

Our licensed advisors review your info and recommend tailored insurance solutions,explained in plain English

Choose Your Cover

Review your options, ask questions, and select the plan that fits. Once you’re happy, we’ll handle the paperwork and get you covered.

Why Business Owners Choose Cover Quest

More than just insurance, it’s expert protection built around your business.

Trusted by Small Businesses Nationwide
We match cover to how and where you work.
Fast, Hassle & Free Quotes

Quick, no-fuss process, no jargon, no stress.

Local Experts, Real Support
Real advice from licensed Aussie advisors.
Affordable & Flexible Plans
Only pay for what you need. Adjust or scale anytime.

Who it is for

Essential for any business paid for its advice, expertise or services.

Consultants & Advisors

Cover for the advice your clients rely on.

IT & Tech Professionals

Protection for the systems and advice you deliver.

Designers, Engineers & Architects

Cover for the designs you sign off.

Contract Requirements

The cover clients ask for before they engage you.

Why Clients Trust Us

Cover Quest made getting insurance easy and stress-free. Highly recommended!

Jack Williams

Business Owner

Their team really helped me understand what I needed without overselling.

Terri Davies

Freelancer

Got the perfect business cover without the stress.

Mark Stevens

Small Business Owner

Income protection payments kept me afloat during recovery.

Sarah Mitchell

Freelance Copywriter

Now my family’s future feels secure

James O’Connor

Electrician & Dad of Two

Frequently Asked Questions

It protects your business against claims that your advice, service or work caused a client a financial loss. It covers compensation and legal defence costs.

Any business paid for its advice or expertise: consultants, IT contractors, designers, engineers, bookkeepers and similar. It is often a condition of client contracts.

The level is often set by your client, industry body or contract. Common levels are $1m, $2m, $5m or $10m. Our advisors help you match the right amount.

No. Public liability covers physical injury or property damage. Professional indemnity covers financial loss from your advice or services. Many businesses need both, and you can get them together.

Often both. Professional indemnity covers errors in your work, while cyber covers data breaches and the customer information you hold.

It depends on your profession, turnover and cover level. A free, no-obligation quote is the quickest way to get an accurate figure.

1,500+

Australians Protected

From sole traders to growing families
we’ve helped thousands find the right cover.