Public Liability & Professional Indemnity in One Quote

Cover both your work and your advice in a single arrangement.

What it covers

Many businesses need two covers working together: public liability for physical injury or property damage, and professional indemnity for claims about their advice or services. You can arrange both at once.

Public Liability

Third-party injury and property damage.

Professional Indemnity

Claims of negligence, error or bad advice.

Legal Defence Costs, Both Covers

Defence costs covered across both.

One Quote, One Policy

Both covers, one arrangement to manage.

how it works

Tell Us What You Need

Answer a few quick questions about your business situation. No jargon, just the basics.

Get Expert Advice

Our licensed advisors review your info and recommend tailored insurance solutions,explained in plain English

Choose Your Cover

Review your options, ask questions, and select the plan that fits. Once you’re happy, we’ll handle the paperwork and get you covered.

Why Business Owners Choose Cover Quest

More than just insurance, it’s expert protection built around your business.

Trusted by Small Businesses Nationwide
We match cover to how and where you work.
Fast, Hassle & Free Quotes

Quick, no-fuss process, no jargon, no stress.

Local Experts, Real Support
Real advice from licensed Aussie advisors.
Affordable & Flexible Plans
Only pay for what you need. Adjust or scale anytime.

Who it is for

For businesses that both work on-site and give professional advice.

Consultants & Contractors

Advising clients and working on their sites.

IT & Tech Professionals

Cover for the advice and the work.

Allied Health & Advice Services

For practitioners clients rely on.

When a Contract Asks for Both

Both covers, sorted for your contract.

Why Clients Trust Us

Cover Quest made getting insurance easy and stress-free. Highly recommended!

Jack Williams

Business Owner

Their team really helped me understand what I needed without overselling.

Terri Davies

Freelancer

Got the perfect business cover without the stress.

Mark Stevens

Small Business Owner

Income protection payments kept me afloat during recovery.

Sarah Mitchell

Freelance Copywriter

Now my family’s future feels secure

James O’Connor

Electrician & Dad of Two

Frequently Asked Questions

Public liability covers physical injury to people or damage to property caused by your work. Professional indemnity covers financial loss a client suffers because of your advice, service or error. They protect against different risks.

Yes. We can arrange public liability and professional indemnity together, so you have one quote and one renewal to manage.

Many client and government contracts require both because you carry both kinds of risk: you work on-site or with the public, and you provide professional advice or services.

Consultants, contractors, IT professionals, allied health practitioners and anyone who both gives advice and works on-site or with the public.

1,500+

Australians Protected

From sole traders to growing families
we’ve helped thousands find the right cover.